We’ve got you covered! (859) 654-2696  

 The right coverage for you

We know you have questions……
                                                “what are deductibles”
                                                “what are co-pays and co-insurance”
                                                “what is meant by 4-tier prescription coverage”
                                                “will I qualify for subsidy”
                                                “can I add dental coverage”
                                                “preexisting conditions”

Kentucky and Ohio's trusted health insurance agency

We are a locally owned independent agency that offers both individual and small business health insurance products. Our mission is to provide you with the utmost in respectful and confidential service. We want to build a lifetime of trust with our customers. We are available to assist you over the phone, online or face to face
Call us (859) 654-2696
Debbie M. Sharp, CEBS
Debbie has been working in the insurance industry since 1986 and started Sharp Benefits in 1996.Both individuals and corporations have appreciated her dedication to finding policies that perfectly fit their needs. Debbie is Certified with both KYNECT and Healthcare.gov.

Simple and effective

Buying health insurance can be a real challenge. Whether you choose to do the research on your own or you opt to have an insurance agent assist you, your costs will  be the same.
Given that, why should you choose to work with us? The answer is simple: We’ll do everything we can to make your insurance-buying experience as simple and satisfying as possible. Plus our in-depth industry knowledge may be able to uncover ways to reduce your out-of-pocket costs. 
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Explaining health documents
Passing heath insurance card

All your coverage needs

Are you looking for an affordable health insurance policy for yourself? Do you need comprehensive coverage for your family? We can help!

We also offer a range of health insurance plans for small businesses. Let us know what you’re looking for and we will work to find the right policy for your company.

For additional information about the plans we offer, please visit our services page.
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Service with respect

We know that you want to do business with people you can like, respect and trust. Fortunately, this is where Sharp Benefits Health Insurance excels.
We’ve been in the insurance business for 18 years. Our company has managed to thrive by making sure to always meet client requirements, while also offering each customer dedicated personal attention.

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Nurse with stethoscope
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